2024 Heloc Rates Today In Usa. The average rate on a home equity line of credit (heloc) was unchanged at 8.94 percent as of oct. Find your best heloc rates by comparing top lenders.

Today’s average heloc rate is 9.13% with a 60% ltv ratio, which is the same as last week’s, according to data from curinos. Here is the average annual percentage rate (apr) for a $100,000 heloc at different ltv ratios — 60%, 80% and 90%.